If one suffers an injury in a Florida car accident caused by another’s negligence, there may be an opportunity to step outside the state’s “no-fault” system (which allows for up to $10,000 in compensation through PIP benefits) and take action against the other driver. However, in order to ensure the damages are covered, one must prove they are causally related to the crash.
In many crash cases, this is a fairly straightforward process, particularly if the injured party immediately sought medical attention. However, causation can be tougher to prove when one waits to obtain medical care or when injuries are latent, not becoming fully apparent until days or weeks later. It may also be an issue when not all alleged injuries are physical. This is not to say one cannot collect compensation for emotional or mental damages, but they can be harder to prove.
Recently, the Montana Supreme Court weighed this very issue, reversing a summary judgment in favor of plaintiff (injured party), finding there were questions of material fact as to whether the medical bills and lost wages she claimed as damages were causally related to the crash. Continue reading